Paypal versus google checkout

Merchants

PayPal : eBay, thousands of retailers

Google Checkout: Hundreds of retailers, including Buy.com

How to make payments

PayPal : Your credit card, debit card, or bank account

Google Checkout: Your credit or debit card

Rate merchants

PayPal : Yes, on eBay

Google Checkout: Yes

International shopping

PayPal : 55 countries, 6 currencies (EU, CA, pound, US, yen, Australian)

Google Checkout: No; U.S. only

Hide your e-mail address from merchants

PayPal : No

Google Checkout: Yes

Peer-to-peer payments

PayPal : Yes

Google Checkout: No

Security

PayPal : SSL, same used by banks

Google Checkout: SSL, same used by banks

Fraud protection

PayPal : 100 percent refund for fraudulent transactions of $50 or more

Google Checkout: 100 percent refund (must report within 60 days) for fraudulent transactions

Fee for accepting payments on your own Web site

PayPal : 1.9 to 2.9 percent of sales plus 30 cents per transaction

Google Checkout: 2 percent of sales plus 20 cents per transaction (less for AdWords customers)

Items you can't sell

PayPal : Illegal items, weapons, adult goods, copyrighted media

Google Checkout: Illegal items, weapons, adult goods, copyrighted media

Calculates shipping and tax

PayPal : Yes

Google Checkout: No

Users

PayPal : More than 100 million

Google Checkout: n/a